About Us

Honest money advice
from someone actually doing it

New Money Muse was built after signing up to a dozen gig platforms — DoorDash, Uber Eats, Fiverr, Instacart, TaskRabbit and more — to find out what they actually pay. Not the marketing numbers. The real take-home after expenses, taxes, and the hours nobody talks about.

D
The Editor
Founder & Editor
Tested 12+ gig platforms firsthand
Composer, producer & multi-brand entrepreneur
Multi-brand entrepreneur
Every dollar tracked, every shift documented
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Earning first
Most financial advice starts with saving. We start with earning — because you can't save money you don't have.
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Real numbers only
Gross vs. net. Before tax vs. after. We show the math most sites hide because we think you deserve the full picture.
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Trust first
Every recommendation we make, we'd make to a friend. If it doesn't pass that test, it doesn't go on the site.

Why New Money Muse exists

We signed up to more than a dozen gig platforms — drivers, freelancers, shoppers, taskers — and tracked every dollar earned, every mile driven, every hour worked. When we went looking for honest information about what these platforms actually pay, we couldn't find it.

What existed instead were articles written by people who'd never turned on the app, quoting platform marketing numbers without doing the math. DoorDash advertises $18–$25 an hour. Nobody was publishing what that actually becomes after gas, self-employment tax, and vehicle wear. So we did it ourselves. DoorDash says drivers make $18–$25 an hour. That's gross. Before gas. Before self-employment tax. Before the IRS mileage deduction you'll miss if nobody tells you about it. The real number is often $8–$14 an hour — and that's what matters when you're deciding whether to spend your Saturday driving.

"We signed up, we drove, we delivered, we freelanced — and we tracked every dollar. The gap between what the platforms advertise and what you actually keep is the thing nobody was publishing honestly. That's the gap New Money Muse exists to fill."
— The Founder, New Money Muse

New Money Muse is built on a simple principle: write the article you'd want to read if you were making this decision yourself. No hype, no inflated earnings claims, no burying the real math in a disclaimer three screens down. The honest number, upfront, every time.

What the math actually looks like — Uber Eats, tested in a dense urban market
Platform advertised rate$18–$25/hr
Actual gross earned$15–$22/hr
After gas (~$0.14/mile)$12–$18/hr
After vehicle wear (IRS: $0.70/mi)$10–$15/hr
After self-employment tax (15.3%)$8–$13/hr
True take-home (dense urban, peak hours)$10–$14/hr
These figures come from actual documented shifts across multiple platforms — not platform marketing materials. Your market, vehicle, and shift timing will affect your numbers. That's why we built the Side Hustle Finder and earnings tools — so you can run your own math.

Who's behind this

New Money Muse is an independent publication. There's no VC money, no corporate parent, no editorial team answering to advertisers. It's built and run by one independent editor who personally tested gig platforms, freelance marketplaces, and side hustle apps to find out what they actually pay — then built the tools and articles they wished had existed before starting.

D
The Editor
Founder, Editor & Gig Platform Researcher
Chicago-based composer, producer, and multi-brand entrepreneur with credits in Grammy-nominated recordings, film and documentary scoring, video game composition, and major agency commercial work. Personally tested more than a dozen gig platforms to document what they actually pay — gross to net, before and after tax. New Money Muse is built on the belief that the most credible financial advice comes from people who have actually done the work.
Chicago Gig Economy Music & Film Entrepreneur Gig Platform Researcher

How we decide what to publish

Every article, tool, and recommendation on New Money Muse goes through the same test before it goes live: would I say this to a friend who was making this decision with real money on the line? If the answer is no — or if I'd need to add a lot of caveats — it doesn't go up.

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Show all the math
Gross earnings, net earnings, after-tax take-home. All of it. We never lead with the biggest number and hide the real one.
Honest timelines
If something takes 6 months to build, we say 6 months. We don't write "make $1,000 this weekend" headlines for things that take a year.
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Keep it current
Platform pay rates, tax rules, and affiliate program terms change. We update articles when the facts change, not just when it's convenient.
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No paid rankings
We don't accept payment to rank a product higher than it deserves. Affiliate commissions don't change our editorial judgment.

How New Money Muse makes money

We're transparent about this because we think you should know. New Money Muse earns revenue in three ways:

  • Affiliate commissions — when you sign up for a platform we recommend (DoorDash, Fiverr, Upwork, etc.) through our links, we may earn a commission. This never affects which products we recommend or how we rank them. We only link to products we'd use or recommend regardless of whether we earn a commission.
  • Dashboard subscriptions — our Pro subscriber dashboard ($9/month) gives members access to the income tracker, goal planner, exclusive deals, and other tools. The free tier stays free.
  • Brand partnerships — occasionally we work with brands on sponsored content. These are always clearly labeled. We only partner with companies whose products we'd recommend to a friend.
Our affiliate policy in plain language

If a product isn't genuinely good for our readers, we don't promote it — regardless of what it pays. A bad recommendation destroys the trust that makes this site worth reading. That trust is worth more than any affiliate commission.

What we're building toward

New Money Muse is an independent media brand with a long runway. The goal isn't to become NerdWallet. The goal is to become the most trusted resource for people who earn money through gigs, freelancing, and side hustles — a group that's 59 million people in the US alone and growing.

That means more tools, more honest income experiments documented in real time, a YouTube channel built on real numbers from real shifts, and a subscriber community where people share what's actually working in their markets. It's being built in public, one article at a time.

Start with your side hustle match
Answer 4 questions and get a personalized recommendation — including realistic income estimates and a 90-day action plan.