We participate in affiliate programs. Here's exactly how that works, what it means for you, and how it affects our content.
New Money Muse earns commissions when you sign up for products or services through links on this site. This costs you nothing extra. Our editorial recommendations are not influenced by these commissions — we have turned down higher-paying affiliate arrangements when we believed a competing product was better for readers.
An affiliate relationship means that when you click a link on New Money Muse and sign up for a product or service, the company may pay us a commission. The amount varies by company and product — some pay a flat fee per signup, others pay a percentage of a transaction. In all cases, the price you pay is not affected. You pay the same price whether you arrive through our link or by going directly to the company's website.
This is a standard business model used by most financial media sites, including major publications. We disclose it because the FTC requires it — and because we believe you should know how any publication makes money before deciding how much to trust it.
The honest answer: they create a potential conflict of interest, and we manage it deliberately.
Our policy is that affiliate relationships do not determine our rankings or recommendations. A product that pays us $150 per signup does not receive a better review than a product that pays $30, if the $30 product is genuinely better for our readers. We have declined to feature products with higher commission rates when we believed an alternative was more appropriate for our audience.
We acknowledge that this is a policy we set ourselves. You should factor that into how you read our content. When evaluating any financial product recommendation, we encourage you to read multiple sources, check recent user reviews on independent platforms, and make sure the product fits your specific situation before signing up.
Products ranked #1 on our comparison pages are ranked there because our editorial team evaluated them as the best option for most readers in that category — not because they offer the highest commission. If a company whose product we rank highly asks us to change editorial content as a condition of their affiliate program, we end the relationship.
We participate in affiliate programs through the following networks and direct partnerships. This list is updated as our partnerships change.
| Network / Partner | Categories Covered | Compensation Type |
|---|---|---|
Impact.com Affiliate Network |
Gig platforms, financial apps, tools | Per signup / per lead |
CJ Affiliate Affiliate Network |
Freelance platforms, financial products | Per signup / revenue share |
ShareASale Affiliate Network |
Financial tools, budgeting apps | Per signup / per sale |
Direct Partnerships Individual programs |
Varies by partner | Negotiated per agreement |
Individual pages that contain affiliate links include a disclosure notice at the top of the content. Affiliate links are not visually distinguished from non-affiliate links — we do not believe this serves readers well, and it is not required by FTC guidelines as long as disclosure is clearly present on the page.
Occasionally New Money Muse publishes sponsored articles, guides, or features in partnership with brands. Sponsored content is always labeled clearly with a "Sponsored" or "Partner" designation at the top of the page. Sponsored content is subject to the same accuracy standards as our editorial content — we will not publish claims we believe to be misleading, regardless of the commercial relationship.
We do not allow sponsors to influence editorial content on non-sponsored pages, approve editorial content before publication, or receive preferential placement in editorial rankings in exchange for sponsorship.
This disclosure page is maintained in compliance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255). If you have questions about our affiliate relationships or believe we are not in compliance with FTC guidelines, please contact us at editorial@newmoneymuse.com.
If you have questions about any specific recommendation, affiliate relationship, or sponsorship on this site, please use our contact page. We respond to all substantive inquiries.