Free Tool

Savings Goal Calculator

See exactly how long it takes to reach any savings goal — and how the right account rate changes the timeline.

What are you saving for?
Your Numbers
Savings goal
$
Current savings
$
Monthly contribution $200
Annual interest rate (APY) 4.5%
0% (no interest)4–5% HYSA6%+
Time to reach your goal
5 months
Reach goal by September 2026
You'll save
$1,000
Interest earned
$18
Total balance
$1,018
Progress Milestones
💡 Key Insight
Enter your goal and contribution to see personalized insight.
How account type affects your timeline
Same $200/month, same goal — different accounts
Account Type APY Time to Goal Interest Earned